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F.A.R.E.
Financial Awareness and Resources for Education
Before you start the module 5, let?s do a quick review.
In Module 1, we discussed Maslow?s ?Hierarchy of Needs? and in ?Guide to Better Budgeting,? we discussed the importance of creating and maintaining a spending plan.
We continued that discussion in Module 3, ?You and Your Credit?, by identifying how Credit Scoring and Credit Ratings were created.
In Module 4, ?The Other Side of Credit?, we discussed:
- Interest Rates, Grace Periods, and Annual Percentage rates and how they impact the credit we get and what we pay.
- We discussed the Truth in Lending Act, The Fair Debt Collection Practices Act, and the Fair Credit Billing Act and how they benefit and protect the consumer.
- We discussed the dangers of pre-approved credit cards, late fees, and over-the-limit fees and how to ?find? them.
In the Module 5, we will discuss continuing on the path to financial freedom in "Life after Debt"
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